Two articles from vastly different zip codes on the Internet recently caught our attention here at Monarch:

From SmartMoney.com: The Best Credit Cards of 2012 and From the Huffington Post: Ask the Readers: Which Credit Cards Do You Use?

As we appear to be slowly limping out of this recent recession, it’s interesting to note the tenor of story showing up about credit cards. Three years ago, it seemed what we mostly heard was: use cash, never credit. If you don’t have the money in hand at that moment, it’s probably best not to buy.

Now, credit is sexy again. Major issuers are reporting more declines in card charge-offs and delinquencies. But are we in danger, then, of making everything just like it was right before everything went so wrong?