John Rossman’s podcasts on insideARM.com are always informative – but his recent one on CFPB oversight of the debt collection industry is definitely worth your time. In the wake of little oversight from the FTC, we’re about to see what it’s like with the New Boss. And like any new employee, the New Guy always seems to over-perform his first few months on the job.

Are we suggesting that oversight is totally unwelcome? Not at all – and neither is Rossman. But the potential danger may cost and confusion, something we all should be mindful of.